full image - Repost: Foreclosure (from Reddit.com, Foreclosure )
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Hi, long time poster here. My 82 yo mother with dementia moved into my condo in CA from AZ in Nov 2022. I was in another state temporarily for work. I asked her to go back to AZ after a few months. I didn't want to deal with her in a 424sq ft unit. Also she was clearly not going to cooperate in finding an apartment. I told her to fix her credit (she owed 2300 to her last apartment) and she said stay out if it, I'll kill you, and I know how. She immediately stopped paying rent (1350 of the total it costs which is 3600). She tells everyone I hack her phone and internet and cab rides. I got laid off. The mortgage is now 120 days past due. I was offered forbearance for 3 months and asked her to pay the $800 HOA and she said she'll ask her free lawyer. 2 weeks later still no answer. She has a free lawyer because I have tried evicting her since march. It's really hard in SF.I've begged her to go to a senior apartment in the South Bay that has meals for $2200. She gets 2k from social security. I would have co-signed and pitched in a little. I also offered her a lease at my place if she paid all back rent 4 months ago. She refused.She came with 25k and now has 35k because she is not paying rent. The social worker who was assisting self help for the elderly in finding her a low income apartment said her bank balance is too high to qualify. I've hated her my whole life. She emotionally abused me. At this point I'm praying for foreclosure so I can finally be free of her. I am sad because her life will get hard in the bay without my help, but I need peace. Now that my credit is ruined I can't co-sign. The reason I gave guilt is because she is willing to pay $1300 a month and I feel I should get a high paying job again and pay the remaining $2300 a month for her. But this means she won't pay the 19 months back rent and $2300 is A LOT when she can go back to AZ and support herself. If it forecloses, she'll have to stay at an overpriced extended stay for a couple years, pay down her bank account, and then let the social worker find her a low income senior apartment (or assisted living with the help of Medicaid). I feel terrible guilt. I hate her.
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